The Dalit Freedom Network & Operation Mercy Charitable Company-India

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Excerpts

Self Help Groups are groups of rural villagers and urban poor people who are organized into a savings and loan group.  An SHG usually consisted of 10 to 20 people all of whom contributed on a regular basis in small amounts to the group’s corpus fund (bank account)....  Figure 1 displays some SHG members showing their identification books whereas Figure 2 shows the attendance roster and Figure 3 the Savings Ledger Book and SHG identification cards.....

In 2007, OMCC and DFN planned to launch a more formal Micro Finance program serving the Dalits. A total of 225 MF loans were planned in the initial phase of the program. These income-generating programs would be available to all recognized SHG members of OMCC/DFN. The purpose of these loans (locally called ‘Praramb’ loans) was income generation and asset development. These loans, extended for a term of six months to 50 weeks, came with low rates of interest. Recipients of the MF loans were expected to make weekly payments until the loan was completely paid off. Prosperity generated in the community fueled economic development and the social transformation of the underprivileged Dalit families in the community......

Exhibits I: The Dalit Education Centers in India
Exhibits II: DFN Leadership
Exhibits III: OMCC India MicroEnterprise Development Budget
Exhibits IV: OMCC Economic Development Empowerment at a Glance- November 2007
Exhibits V: Bio of MD Jose

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